1. Credit Scores and Buying a House

    We briefly discussed before the importance of your credit score. However, we barely scratched the surface as to the different ways your credit score affects your daily life, and how much the right credit repair services could save you. One of the ways that increasing your credit score can benefit you is when you buy a house. How Your Credit Score Affects Buying a House While banks and landlords wi…Read More

  2. How Tradelines Can Impact Your Credit

    The Right Tradelines Can Help Rebuild Your Credit Your credit score is affected by a wide variety of factors, from the types of tradelines you have open to how much of your line of credit you use in a month to whether you pay your bills on time or not. While each piece of your credit report factors into the entire score, tradelines can influence your credit almost as much as your payment history, …Read More

  3. Defining Tradelines

    When you are looking at your credit report or learning more about credit repair, you’ll notice several companies and resources discussing tradelines and how they can help fix your credit score. You’ll get several different answers as to how more or less tradelines can affect your credit, but it is important to first understand what tradelines are so you can make better decisions about your cre…Read More

  4. The Impact Of Unpaid Medical Debt Could Be Changing

    If you read our previous blog discussing medical debt, you were probably shocked to find out that more than 43 million Americans are suffering from unpaid medical bills, and their credit reports are showing it. The only options now seem to be either to deal with the consequences of bad credit, or to invest in credit repair services that are designed to fix their credit score. However, with nearly …Read More

  5. You Are Not Alone With Medical Debt

    Medical debt can accrue in so many ways, from having a baby to knee surgery to needing medication for the flu, and our medical/insurance system in America leaves much to be desired. Because of this, there is an overwhelming amount of American medical debt, and according to the Consumer Financial Protection Bureau, accounts for more than half of the total debt in the nation. About 20 percent of Ame…Read More

  6. Why Empowerment Financial Group

    You know now how essential it is to fix your credit score. If you are looking to buy a car, buy a house in the future, lower the interest rates on your credit cards, get a student loan, or get a job, having a quality credit score is the key to ensuring that you have your best chance for success. However, when it comes to credit repair services, it may be difficult to choose one that you can be con…Read More

  7. How A Late Payment Can Affect Your Credit Score

    When it comes to your credit report, it is very easy to lose points, yet quite difficult to recover and fix your credit score. Several factors affect your credit report, including the length of your credit history, how much of your credit you used in a single billing period, and how many credit inquiries there have been on your account. However, one of the fastest ways to lose points on your credi…Read More

  8. Why Your Credit Took A Hit When You’ve Been Paying

    You’ve been paying your bills, trying to increase your credit score. You’ve been on time and even paying more than your minimum payment, but you score keeps dropping. These are some of the reasons why your credit keeps taking hits, even when you are trying to raise it: 1 – Types of Credit and Length of Credit History As you begin to pay off some of your loans, both your types of …Read More

  9. The Importance Of Your Credit Score

    It seems to control your life: from credit card approvals to buying a home, your credit score determines not only what you are eligible for, but your interest rates and your repayment costs. In fact, low credit scores end up requiring people to pay thousands of dollars more than if they had a good score. If you are fed up with suffering from bad credit, then our credit counseling services can help…Read More

  10. 3 Myths Debunked About Increasing Your Credit Score

    Empowerment Financial Group is a licensed and bonded credit repair agency that works closely with the bureaus; to ensure our clients are 100% satisfied with the services we provide for them. We believe that bad credit can happen to good people and we want you to know that you're not alone. Today we're going to cover a few common myths about increasing your credit score. You can opt out of credit c…Read More