“How can I fix my credit score?” is a common question for people looking to buy a large ticket item and find they cannot get the financing or the payments are too high. Fixing a credit score takes time, however, working with a credit restoration agency, like EFG Credit Solutions, can help speed the process along. We make sure all the details are corrected properly and we offer solutions with a 100% satisfaction guarantee. You can also take some steps on your own to repair credit and begin to build good financial habits to avoid your score from lowering in the future.

Here are three ways to raise your credit score so the terms of any loan are in your favor.

  1. Check your credit report regularly. By law, Experian, TransUnion and Equifax give each person a annual, complimentary credit report. After that, they cost around $7.95 each report, each time you inquire, or $1 for all three when you work with us. This is a low cost option compared to not knowing about a delinquent account lowering your score.
  2. Make payments on time. One of the biggest factors for a credit score lowering is late payments. Set a reminder on your calendar if you need to or work out a budget to insure you have the money when the payment comes due.
  3. Pay down loans, or what is also referred to as revolving credit. Sometimes, the tendency can be to finance everything and to use credit cards. Another common practice is to move credit around instead of paying it off. This can be a detriment to your credit score and put you into a higher risk bracket when borrowing.

EFG Credit Solutions works with all three credit bureaus to quickly repair credit scores for their customers. Our experience in working with creditors is at your service. Stop wondering “How can I fix my credit score?” and call EFG Credit Solutions and set up a free credit repair consultation.