1. How A Late Payment Can Affect Your Credit Score

    When it comes to your credit report, it is very easy to lose points, yet quite difficult to recover and fix your credit score. Several factors affect your credit report, including the length of your credit history, how much of your credit you used in a single billing period, and how many credit inquiries there have been on your account. However, one of the fastest ways to lose points on your credi…Read More

  2. Why Your Credit Took A Hit When You’ve Been Paying

    You’ve been paying your bills, trying to increase your credit score. You’ve been on time and even paying more than your minimum payment, but you score keeps dropping. These are some of the reasons why your credit keeps taking hits, even when you are trying to raise it: 1 – Types of Credit and Length of Credit History As you begin to pay off some of your loans, both your types of …Read More

  3. The Importance Of Your Credit Score

    It seems to control your life: from credit card approvals to buying a home, your credit score determines not only what you are eligible for, but your interest rates and your repayment costs. In fact, low credit scores end up requiring people to pay thousands of dollars more than if they had a good score. If you are fed up with suffering from bad credit, then our credit counseling services can help…Read More

  4. 3 Myths Debunked About Increasing Your Credit Score

    Empowerment Financial Group is a licensed and bonded credit repair agency that works closely with the bureaus; to ensure our clients are 100% satisfied with the services we provide for them. We believe that bad credit can happen to good people and we want you to know that you're not alone. Today we're going to cover a few common myths about increasing your credit score. You can opt out of credit c…Read More

  5. Find Help at EFG Credit Solutions for Credit Repair

    There is nothing more stressful than going to get pre-approved for a loan on a house, car or other large expense to find out your credit score has dropped to a less than advantageous number. When your credit score is too low to qualify for good interest rates and low monthly payments, it can make buying difficult and expensive. Anyone can increase their credit score over time with a little know ho…Read More

  6. Find your Way Back to a Good Credit Score

    Credit repair can seem overwhelming, for good reason. By the time a person needs credit counseling services, it can mean the credit score is low and needs to be addressed. There are so many ways a credit score can end up low, and it doesn’t always mean credit card debt has been racked up and gone unpaid. Medical expenses can add up if there are health issues. An accident might keep a person out …Read More

  7. Afford Life by Increasing your Credit Score

    Living is expensive. The economy has improved substantially from a few years ago, but the cost of living doesn’t match the income of many people. In addition, there is the struggle to finish a college degree program and be able to pay the loans after graduation in a reasonable amount of time and still be able to live comfortably. In addition, credit card companies market to college students with…Read More