1. The Impact Of Unpaid Medical Debt Could Be Changing

    If you read our previous blog discussing medical debt, you were probably shocked to find out that more than 43 million Americans are suffering from unpaid medical bills, and their credit reports are showing it. The only options now seem to be either to deal with the consequences of bad credit, or to invest in credit repair services that are designed to fix their credit score. However, with nearly …Read More

  2. You Are Not Alone With Medical Debt

    Medical debt can accrue in so many ways, from having a baby to knee surgery to needing medication for the flu, and our medical/insurance system in America leaves much to be desired. Because of this, there is an overwhelming amount of American medical debt, and according to the Consumer Financial Protection Bureau, accounts for more than half of the total debt in the nation. About 20 percent of Ame…Read More

  3. Why Empowerment Financial Group

    You know now how essential it is to fix your credit score. If you are looking to buy a car, buy a house in the future, lower the interest rates on your credit cards, get a student loan, or get a job, having a quality credit score is the key to ensuring that you have your best chance for success. However, when it comes to credit repair services, it may be difficult to choose one that you can be con…Read More

  4. How A Late Payment Can Affect Your Credit Score

    When it comes to your credit report, it is very easy to lose points, yet quite difficult to recover and fix your credit score. Several factors affect your credit report, including the length of your credit history, how much of your credit you used in a single billing period, and how many credit inquiries there have been on your account. However, one of the fastest ways to lose points on your credi…Read More

  5. Why Your Credit Took A Hit When You’ve Been Paying

    You’ve been paying your bills, trying to increase your credit score. You’ve been on time and even paying more than your minimum payment, but you score keeps dropping. These are some of the reasons why your credit keeps taking hits, even when you are trying to raise it: 1 – Types of Credit and Length of Credit History As you begin to pay off some of your loans, both your types of …Read More

  6. The Importance Of Your Credit Score

    It seems to control your life: from credit card approvals to buying a home, your credit score determines not only what you are eligible for, but your interest rates and your repayment costs. In fact, low credit scores end up requiring people to pay thousands of dollars more than if they had a good score. If you are fed up with suffering from bad credit, then our credit counseling services can help…Read More

  7. Find Help at EFG Credit Solutions for Credit Repair

    There is nothing more stressful than going to get pre-approved for a loan on a house, car or other large expense to find out your credit score has dropped to a less than advantageous number. When your credit score is too low to qualify for good interest rates and low monthly payments, it can make buying difficult and expensive. Anyone can increase their credit score over time with a little know ho…Read More

  8. Get an Excellent Credit Score with These 3 Tips

    Learning how to manage a credit score is a challenge, and it doesn’t come easily for everyone. Many people have at least one time in their lives when they need credit counseling services. Some people have many times they need the services for credit repair. In 2005, more than 2 million bankruptcy cases were filed in the United States. However, the following year, only 600,000 cases went to court…Read More

  9. Find your Way Back to a Good Credit Score

    Credit repair can seem overwhelming, for good reason. By the time a person needs credit counseling services, it can mean the credit score is low and needs to be addressed. There are so many ways a credit score can end up low, and it doesn’t always mean credit card debt has been racked up and gone unpaid. Medical expenses can add up if there are health issues. An accident might keep a person out …Read More

  10. Afford Life by Increasing your Credit Score

    Living is expensive. The economy has improved substantially from a few years ago, but the cost of living doesn’t match the income of many people. In addition, there is the struggle to finish a college degree program and be able to pay the loans after graduation in a reasonable amount of time and still be able to live comfortably. In addition, credit card companies market to college students with…Read More